Terms and Conditions

These Terms and Conditions and any additional terms referenced herein contain essential information and legal guidelines that will govern our relationship with you. Please read them carefully before using the 4Invester website.

What’s in These Terms?

The following outlines the general terms and conditions (“Terms and Conditions” or “T&Cs”) under which 4Invester (“4Invester” or “We/we”) provides access to our website and any of the products, services, and features available at https://4invester.es/ (the “Website”).

Who We Are and How to Contact Us

4INVEST LTD operates the Website. We are a private limited company registered in England under company number 15557527. Our registered office is located at 27 Old Gloucester Street, London, United Kingdom, WC1N 3AX.

We value your feedback and are here to assist you. If you have any questions, comments, or concerns, please reach out to us at [email protected]. This contact can be used for all inquiries, including feedback on our services, media and PR requests, content-related comments, and partnership opportunities.

Acceptance of the Terms and Conditions

By accessing and using our Website or any of the products, services, and features offered on the Website, you confirm that you have read, understood, and accepted these Terms and Conditions and any other terms that may apply. If you do not agree with any of these terms, please do not use our Website. We recommend saving a copy of these Terms and Conditions for your records. Additionally, you are responsible for ensuring that anyone accessing our Website through your internet connection is aware of and complies with these Terms and Conditions.

To use the Website or any associated services, tools, or products, you must (i) be at least eighteen (18) years old and (ii) not have previously violated these Terms and Conditions or any applicable laws or regulations.

Other Terms That May Apply

In addition to these Terms and Conditions, the following documents also govern your use of our Website:

• Privacy Policy outlines how we handle any personal data you provide through the Website. You can review our Privacy Policy.
• Cookie Policy: This explains how cookies are used on our Website. You can view our Cookie Policy.
• Acceptable Use Policy: This document, included as Appendix 1 below, details the acceptable and prohibited uses of our Website. You must adhere to this policy at all times when using the Website.

Please note that any additional terms referenced within these Terms and Conditions or on the Website are considered an integral part of these Terms and Conditions.

Changes to These Terms and Conditions

4Invester reserves the right to modify these Terms and Conditions and any other applicable terms at any time. If we make significant changes, we will update the terms on our Website and indicate their effective date. Changes will be effective upon posting. Please review these documents regularly to ensure you are aware of any updates. If any changes are unacceptable, you must cease using our Website.

Changes to Our Website

We may update or modify our Website at our discretion, without prior notice, to reflect changes in our products, user needs, or business priorities. While we will make reasonable efforts to notify you of any significant corrections or updates, we do not guarantee that our Website or its content will always be available or uninterrupted. 4Invester is not liable for any unavailability of the Website or its services and may restrict access to all or part of the site for operational reasons. We will try to provide reasonable notice of any such restrictions.

Transferring This Agreement

We may transfer our rights and obligations under these Terms and Conditions to another organisation. If this occurs, we will notify you in writing and ensure that the transfer does not affect your rights under this agreement. You may not assign or transfer your rights or obligations under these Terms and Conditions.

Licence to Use Website Content

4Invester owns and/or holds licences for all intellectual property rights related to our Website, including but not limited to all data, information, materials, Content, databases, proprietary software, algorithms, and the underlying source code (“Content”). Such rights are protected under copyright, trademark, and other international intellectual property laws and treaties. All rights are reserved.

We grant you a limited, personal, non-transferable licence to access, display, download, format, and print portions of the Website content solely for your personal, non-commercial use. This licence is conditional upon your full compliance with these Terms and Conditions and any other applicable terms.

You may not:

• Reproduce, publish, translate, merge, sell, rent, or distribute any Content, or create derivative works based on the Content on any other website or as part of any educational, training, or reference materials.
• Frame or use framing techniques to enclose any Content.
• Modify the paper or digital copies of any Content you have printed or downloaded, or use illustrations, photographs, video, audio sequences, or graphics separately from the accompanying text.
• Use any part of the Content for commercial purposes without obtaining a license from us or our licensors.

If you print, copy, download, share, or repost any Content violating these Terms and Conditions, your right to use the Website will terminate immediately. At our discretion, you must return or destroy any copies of the materials you have made.

No Text or Data Mining, Web Scraping, or Similar Techniques

You shall not conduct, facilitate, authorise, or permit any text, data mining, or web scraping related to our Website or its services. This prohibition includes but is not limited to, the use of:

• Any “robot,” “bot,” “spider,” “scraper,” or other automated tools, programs, or methodologies to access, obtain, copy, monitor, translate, or republish any portion of the Website or its data, content, or services.
• Any automated analytical techniques aimed at analysing text and data to generate information, including patterns, trends, and correlations.

This clause constitutes an express reservation of our rights, including under Article 4(3) of the Digital Copyright Directive ((EU) 2019/790).

This clause shall not apply to the extent that text, data mining, or web scraping activity cannot be excluded or limited by contract under the laws of England.

No Advice and No Reliance

All data, materials, content, services, tools, and information provided by 4Invester or its affiliates through the Website, communication channels, or community forums are for informational purposes only. 4Invester and its affiliates do not offer any recommendations, solicitations, or endorsements to invest in or trade specific financial instruments, commodities, or other assets. We do not suggest or recommend any particular course of action.

The information provided is not intended to be an investment or any advice. You are responsible for seeking independent professional advice to evaluate the economic risks and merits and the legal, tax, accounting, and other implications of any investment decisions or actions. 4Invester and its affiliates do not provide tax, accounting, or legal advice; you should consult your advisors for such matters.

It is also your responsibility to determine, with independent professional advice, whether and how the use of any data, materials, content, or services will be technically and legally feasible in the jurisdictions where you intend to use them.

While 4Invester strives to provide accurate and up-to-date information using reliable sources and technologies, we make no representations, warranties, or guarantees, express or implied, regarding the completeness, accuracy, or timeliness of the data, materials, services, tools, content, or information provided. The data and analysis offered are based on professional judgement and may differ from analyses or conclusions provided by other professionals.

Limitation of Liability

For Consumer Users:

• Our Website is intended for domestic and private use only. You agree not to use our Website for any commercial or business purposes.
• We are not liable to you for any loss or damage arising from the use or inability to use our Website or from reliance on any data, information, material, service, tool, or content displayed on our Website. This includes but is not limited to, loss of profits, sales, business, revenue, anticipated savings, business opportunities, and any indirect or consequential losses.

For Business Users:

• We are not liable to you for any loss or damage arising from the use or inability to use our Website or from reliance on any data, information, material, service, tool, or content displayed on our Website. This includes, but is not limited to, loss of profits, sales, business, revenue, anticipated savings, business opportunities, goodwill, reputation, or any indirect or consequential losses.

For All Users:

• We do not exclude or limit our liability where it would be unlawful. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents, or subcontractors.

Indemnification (For Business Users Only)

• If you are a business user, you agree to indemnify, defend, and hold harmless 4Invester and its affiliated companies, shareholders, officers, directors, employees, agents, and suppliers from any claims or demands made by third parties arising from your use of the Website, your login details, or any violation of these Terms and Conditions. This also includes any infringement of any third party’s intellectual property or other rights.

Viruses, Bugs, and Misuse of Our Website

• Security: We do not guarantee that our Website will be secure or free from bugs or viruses.
• User Responsibility: You are responsible for configuring your technology, computer programs, and platform to access our Website. We recommend using your virus protection software.
• Prohibited Actions: You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs, or other malicious or technologically harmful materials.

Unauthorised attempts to access our Website, the server on which it is stored, or any connected server, computer, or database are prohibited. Denial-of-service attacks or distributed denial-of-service attacks against our Website are also forbidden. Any breach of this provision constitutes a criminal offence under applicable law. We will report such violations to law enforcement authorities and cooperate with them, including disclosing your identity. Any such breach will result in the immediate termination of your right to use our Website.

Links to Third Party Content

• Third-Party Links: Our Website may contain links to third-party sites and resources, including those of our partners and financial service providers. These links are provided for informational purposes only and do not constitute approval or endorsement by 4Invester. We have no control over the content of these third-party sites, and our liability ceases when you leave our Website via such links.
• Third-Party Content: Any testimonials, opinions, advice, products, tools, or services offered by third parties and available on or through our Website (“Third Party Content”) represent the views and offerings of their respective providers, not 4Invester. We do not guarantee any Third Party Content’s accuracy, completeness, reliability, or usefulness. You are responsible for evaluating Third Party Content, and 4Invester is not liable for any damage or loss resulting from your reliance on or use of such content.

Governing Law and Dispute Resolution

These Terms and Conditions, including their subject matter, formation, validity, and enforceability, are governed by the laws of England.

Both parties agree that the ordinary courts of England will have exclusive jurisdiction to resolve any disputes arising out of or related to these Terms and Conditions, including their subject matter, formation, validity, and enforceability.

Miscellaneous

• Headings: The headings in these Terms and Conditions are provided for convenience and do not affect the interpretation of the terms.
• Delay or Failure to Enforce: Any delay or failure by 4Invester to exercise or enforce any right or provision of these Terms and Conditions does not constitute a waiver of that right or provision. We may exercise or enforce that right or provision at a later time.
• Force Majeure: We are not responsible for any breach of these Terms and Conditions resulting from circumstances beyond our reasonable control.
• No Agency or Partnership: These Terms and Conditions do not create a joint venture, partnership, or agency relationship between you and 4Invester. Neither party has the authority to incur any liability, debt, or cost or enter into any contracts or agreements on behalf of the other.
• Severability: Each provision of these Terms and Conditions operates independently. If any court or authority determines any provision is unlawful, the remaining provisions will remain valid and enforceable.

Appendix 1. Acceptable Use Policy of 4Invester

PLEASE READ THIS POLICY CAREFULLY BEFORE USING THIS WEBSITE

What’s in this Acceptable Use Policy?

This Acceptable Use Policy outlines the standards and acceptable practices for using our Website. It applies when you upload, contribute, post, or share data, information, material, opinion, or content on our Website, interact with other users, link to our Website, or otherwise engage with our Website or its users. 

Linking to Our Website

You may link to the Website provided the link is fair and legal and does not damage or exploit our reputation. You must not link in a way that implies any association, approval, or endorsement by 4Invester unless explicitly granted. We reserve the right to withdraw linking permissions at any time.

Prohibited Uses

You must not use our Website or any of our products, services, or features:

• In violation of any applicable local, national, or international law or regulation.
• For unlawful purposes or activities.
• In any way that damages or exploits 4Invester’s reputation.
• To reverse engineer or attempt to copy our proprietary data or methodologies.
• To harm or exploit minors.
• To bully, insult, intimidate, or humiliate individuals.
• To upload or transmit material that does not meet our content standards (detailed below).
• To send unsolicited or unauthorised advertising or promotional material (spam).
• To impersonate any person or entity, or falsify your identity or information.
• To introduce viruses or other malicious code designed to harm or disrupt our systems.
• To upload terrorist content.

Your Responsibilities

• You must not reproduce, duplicate, copy, or resell any part of our Website in violation of our General Terms and Conditions.
• You must not access or disrupt any part of our Website, equipment, or networks without authorization.
• You must not use our Website in a manner that causes harm to other users or our systems.

Breach of This Acceptable Use Policy

In the event of a breach, 4Invester may take any of the following actions:

• Immediate, temporary, or permanent withdrawal of your right to use our Website.
• Issuance of a warning.
• Legal action for costs incurred due to the breach, including administrative and legal costs.
• Further legal actions as deemed appropriate.
• Disclosure to law enforcement authorities as necessary.

We exclude liability for actions taken in response to breaches of this policy. The measures outlined are not exhaustive, and we may take any additional actions deemed necessary.

Contact Us

If you have any questions about these terms or need further clarification, please contact us at: [email protected].